Finally: A HELOC Designed with Seniors in Mind.
Traditional lending hasn’t kept up with today’s seniors—until now.
Deliver the solution seniors have been waiting for—and grow your business in the process.
Give clients access to home equity without sudden spikes, unaffordable increases, or term traps—while capturing new business opportunities in the growing senior market.
Interest-only payments
for the life of the loan— keeping monthly costs low and manageable
(borrowers must meet loan obligations, keeping current on property taxes, insurance, and maintenance)
Up to $400,0001 cash
available at a fixed rate per draw2
Quick online pre-qualification
—with a fully online application completed in 5–10 minutes3
Fast funding—
borrowers can access funds in as few as 5 business days3
Senior homeowners hold record levels of equity, but traditional options often leave it out of reach. HELOC For Seniors® gives you a fast, flexible solution that works for clients—and your business.
See How HELOC For Seniors® Stacks Up
Compare features, flexibility, and benefits versus a traditional HELOC.
| HELOC For Seniors® | Traditional HELOC | |
|---|---|---|
| Interest-only monthly payments |  |
 |
| Fixed rate on each draw1 | |
|
| Apply in minutes, 100% online | |
|
| Less-stringent income requirements | |
|
| Full disbursement at funding | |
|
| Funding in as few as 5 days4 | |
|
| No in-person appraisal | |
|
| Automated underwriting | |
|
| e-Closing option | |
|
The Power of Automation
Our intuitive Lead Portal gives you full control while automating the heavy lifting. This technology is the key to providing a seamless experience for your clients and a more efficient process for your business.
Instant Prequalification
Your clients see what they qualify for in seconds, and a soft credit inquiry4 won’t generate trigger leads.
Real-time Tracking
Follow applications every step of the way, from submission to funding.
Easy Document Management
Instantly access and manage all borrower documentation.
Fully Automated Underwriting
Automated systems handle underwriting and valuation, giving you and your clients quick answers.
Empower Clients. Grow Your Business.
HELOC For Seniors® is more than just a product; it’s a tool for business growth. By connecting with professionals whose clients need flexible home equity solutions, you can unlock new revenue streams and expand your network.
Contractors & Home Improvement Companies
Help them finance home upgrades, renovations, and accessibility improvements for their clients.
Realtors
Provide a solution for clients who need to access home equity to improve their current home or strengthen their financial position before their next purchase.
Financial & Legal Advisors
Offer clients a strategic tool to unlock equity, avoid disrupting retirement funds, and support estate or care planning.
Unlock Your Business Potential
Contact your Account Executive to learn how HELOC For Seniors® can transform your business.